What would happen if you got sick or had an accident and needed medical treatment? What would happen if you couldn’t work anymore?
We offer a range of strategies to assist with the replacement of your income in the event you become ill or injured and unable to work in the short or long term.
These strategies can include a combination of Life/Total & Permanent Disability/Trauma Cover and Income Protection to ensure you have 100% cover in the event a trauma or illness that prevents you from working.
Personal insurance is typically seen as something that’s not tangible and certainly at the bottom of most people’s lists. Sometimes because we think the likely-hood of something happening is remote or sometimes due to financial pressures.
At Guardian Wealth Management, we can put together a protection package that may include holding some cover within super and or outside of super, to provide an affordable and tax effective outcome. A properly designed protection package can provide you the peace of mind in knowing that your wealth creation strategy won’t fail in the event you can longer earn your normal income due to illness or injury.